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Here you can Sed posuere consectetur est at lobortis. Donec ullamcorper nulla non metus auctor fringilla. Maecenas sed diam eget risus varius blandit sit amet non magna. Donec id elit non mi porta gravida at eget metus. Praesent commodo cursus magna, vel scelerisque nisl consectetur et.

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HTML

            
              <i>Explain how financial intermediation exposes banks to risk and explain what those risks are.</i><br/><br/>Financial <del>intermission</del> <ins>intermediation</ins>involves asset transformation <del>wherepie</del> whereby intermediares mismatch the liabilities owed and assets owned in terms of duration, size and liquidity. This mismatch leads to the intermediary facing several types of risk: interest rate risk, <del>market risk</del>, credit risk and liquidity risk. Two other risks faced by a bank <ins>are</ins>market risk and operational risk but these simply result from trading <ins>and operating</ins>.<br/>Interest rate risk has two effects: the market effect and the income effect. Only the income effect results <ins>from</ins>financial intermediation, which is further broken down into two scenarios: the assets of a bank having a greater duration than its <del>assets</del> <ins>liabilities</ins>or the the liabilities of a bank having a greater duration than its assets. The former results in <del>repotato-ing risk</del> reinvestment risk which is the risk that assets (loans) may be re-invested at a rate <del>higher</del> <ins>lower</ins>than existing liabilities (deposits). The latter results in refinancing risk which is just the opposite.<br/>Credit risk is the risk that a <del>loan</del> borrower defaults and that none <ins>or only a part</ins>of the banks liabilities are recouped.<br/>Liquidity risk is the risk arising from a mismatch in <del>socks</del> <ins>duration</ins>. It is the risk that a bank is not able to liquidify its assets in time to pay its liabilities and <del>will definetely</del> may default.
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CSS

            
              @import url("https://fonts.googleapis.com/css?family=Kaushan+Script");

$color: red;

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
    text-decoration: none;
    position: relative;
}

// <INS> AND <DEL>

ins{display:inline-block;text-align:center;line-height:.8;font-size:15px;font-style:italic;color:$color}ins:after{content:"λ";font-family:Verdana;display:block;font-size:20px;font-style:normal;line-height:1;color:$color}del{white-space:nowrap}del:before{content:"";width:100%;height:2px;position:absolute;border-top:2px solid $color;border-bottom:2px solid $color;top:.75em}

// OTHER STYLING

body{line-height:1.8;font-size:18px;font-family:"Kaushan Script",cursive;padding:1.7em;
background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='100' height='100' viewBox='0 0 100 100'%3E%3Cg fill-rule='evenodd'%3E%3Cg fill='%23b0b0b0' fill-opacity='0.6'%3E%3Cpath opacity='.5' d='M96 95h4v1h-4v4h-1v-4h-9v4h-1v-4h-9v4h-1v-4h-9v4h-1v-4h-9v4h-1v-4h-9v4h-1v-4h-9v4h-1v-4h-9v4h-1v-4h-9v4h-1v-4H0v-1h15v-9H0v-1h15v-9H0v-1h15v-9H0v-1h15v-9H0v-1h15v-9H0v-1h15v-9H0v-1h15v-9H0v-1h15v-9H0v-1h15V0h1v15h9V0h1v15h9V0h1v15h9V0h1v15h9V0h1v15h9V0h1v15h9V0h1v15h9V0h1v15h9V0h1v15h4v1h-4v9h4v1h-4v9h4v1h-4v9h4v1h-4v9h4v1h-4v9h4v1h-4v9h4v1h-4v9h4v1h-4v9zm-1 0v-9h-9v9h9zm-10 0v-9h-9v9h9zm-10 0v-9h-9v9h9zm-10 0v-9h-9v9h9zm-10 0v-9h-9v9h9zm-10 0v-9h-9v9h9zm-10 0v-9h-9v9h9zm-10 0v-9h-9v9h9zm-9-10h9v-9h-9v9zm10 0h9v-9h-9v9zm10 0h9v-9h-9v9zm10 0h9v-9h-9v9zm10 0h9v-9h-9v9zm10 0h9v-9h-9v9zm10 0h9v-9h-9v9zm10 0h9v-9h-9v9zm9-10v-9h-9v9h9zm-10 0v-9h-9v9h9zm-10 0v-9h-9v9h9zm-10 0v-9h-9v9h9zm-10 0v-9h-9v9h9zm-10 0v-9h-9v9h9zm-10 0v-9h-9v9h9zm-10 0v-9h-9v9h9zm-9-10h9v-9h-9v9zm10 0h9v-9h-9v9zm10 0h9v-9h-9v9zm10 0h9v-9h-9v9zm10 0h9v-9h-9v9zm10 0h9v-9h-9v9zm10 0h9v-9h-9v9zm10 0h9v-9h-9v9zm9-10v-9h-9v9h9zm-10 0v-9h-9v9h9zm-10 0v-9h-9v9h9zm-10 0v-9h-9v9h9zm-10 0v-9h-9v9h9zm-10 0v-9h-9v9h9zm-10 0v-9h-9v9h9zm-10 0v-9h-9v9h9zm-9-10h9v-9h-9v9zm10 0h9v-9h-9v9zm10 0h9v-9h-9v9zm10 0h9v-9h-9v9zm10 0h9v-9h-9v9zm10 0h9v-9h-9v9zm10 0h9v-9h-9v9zm10 0h9v-9h-9v9zm9-10v-9h-9v9h9zm-10 0v-9h-9v9h9zm-10 0v-9h-9v9h9zm-10 0v-9h-9v9h9zm-10 0v-9h-9v9h9zm-10 0v-9h-9v9h9zm-10 0v-9h-9v9h9zm-10 0v-9h-9v9h9zm-9-10h9v-9h-9v9zm10 0h9v-9h-9v9zm10 0h9v-9h-9v9zm10 0h9v-9h-9v9zm10 0h9v-9h-9v9zm10 0h9v-9h-9v9zm10 0h9v-9h-9v9zm10 0h9v-9h-9v9z'/%3E%3Cpath d='M6 5V0H5v5H0v1h5v94h1V6h94V5H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E")}
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JS

            
              setTimeout(function() {
    for (var i = 0; i < document.getElementsByTagName("ins").length; i++) {
        document.getElementsByTagName("ins")[i].style.margin =
            "0 " +
            (10 - 0.5 * document.getElementsByTagName("ins")[i].offsetWidth) +
            "px 0";
    }
}, 50);
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